Life Insurance & Beneficiary Designations

If you buy life insurance for your family, or are offered a free or low-cost policy at work, you’ll be asked to name a beneficiary—someone who will receive any policy proceeds that are paid out at your death. While completing the paperwork, you may not give your choice of beneficiary much thought, and just put…

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Advance Health Care Planning

What are advance directives?An advance directive is a written document that you make while you are mentally competent that states how you want your health care decisions to be made if you become incapacitated or cannot express your wishes. Advance directives guide your physician and other health care professionals, and relieve your family from the…

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