What to know about Living Wills

In the state of Alabama, adults over the age of 19 can draft living wills. This directive exists in cases where the author is unable to advise doctors of his or her wishes, either by unconsciousness or other means. In turn, ensuring the will of the patient is carried out regardless of circumstances. Living wills…

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What is a Reverse Mortgage?

A “reverse” mortgage is a loan against your home that you do not have to pay back for as long as you live there. With a reverse mortgage, you can turn the value of your home into cash without having to move or to repay a loan each month. It can be a great tool…

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Technology and Senior Living

When an elderly loved one is diagnosed with an illness that may prevent them from staying at home, the family can sometimes panic and feel helpless. We all want to live independently for as long as we can. However, the cost of in home care can be extraordinary and cost-prohibitive for many families. Technology has…

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Life Insurance & Beneficiary Designations

If you buy life insurance for your family, or are offered a free or low-cost policy at work, you’ll be asked to name a beneficiary—someone who will receive any policy proceeds that are paid out at your death. While completing the paperwork, you may not give your choice of beneficiary much thought, and just put…

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