Estate Planning
What to know about Living Wills
In the state of Alabama, adults over the age of 19 can draft living wills. This directive exists in cases where the author is unable to advise doctors of his or her wishes, either by unconsciousness or other means. In turn, ensuring the will of the patient is carried out regardless of circumstances. Living wills…
Read MoreThere’s More To Estate Planning Than Just A Will
You may feel like you have your Estate plan in order because you have a Will. However, an Estate plan includes more than just a Will. HERE is a great article from the New York Times that reminds us all that we need to sit down and make a list of all of our personal, financial…
Read MoreWhat is a Reverse Mortgage?
A “reverse” mortgage is a loan against your home that you do not have to pay back for as long as you live there. With a reverse mortgage, you can turn the value of your home into cash without having to move or to repay a loan each month. It can be a great tool…
Read MoreTechnology and Senior Living
When an elderly loved one is diagnosed with an illness that may prevent them from staying at home, the family can sometimes panic and feel helpless. We all want to live independently for as long as we can. However, the cost of in home care can be extraordinary and cost-prohibitive for many families. Technology has…
Read MoreLife Insurance & Beneficiary Designations
If you buy life insurance for your family, or are offered a free or low-cost policy at work, you’ll be asked to name a beneficiary—someone who will receive any policy proceeds that are paid out at your death. While completing the paperwork, you may not give your choice of beneficiary much thought, and just put…
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